New Investors

An SDA investment earns from two income streams. The first is the SDA payment funded through the NDIS, set by the participant's approved design category, the building type and the location. The second is the reasonable rent contribution paid by the tenant, which is capped under the NDIS Pricing Arrangements for SDA and based on pension and rent assistance rates. Together these give SDA property investment its income profile.

SDA investment returns are strongest when a home is built to a category that is in demand and sits in a suburb where participants actually want to live. In South Australia that means well-located homes across greater Adelaide, close to transport, health services and support providers. Higher-need categories such as High Physical Support and Fully Accessible attract higher SDA payments because they cost more to build, but the return that matters is the one that stays tenanted, so demand and design beat headline figures.

Enrolled dwellings sit inside a long-term NDIS funding framework, which is why SDA suits patient owners rather than short holds. The main risk to your return is vacancy, because the SDA payment only flows while an eligible participant lives in the home. The best protection is the right design in the right location, plus professional tenant matching and compliance management, which is what we handle for the homes we manage.

For a fuller breakdown, read our guides Is SDA a good investment? and SDA investment in South Australia.

We are not financial advisers. The figures above describe how SDA income works in general, not a projection for any property. Always get independent financial, legal and tax advice before you invest.